Why the Iran Conflict Pushed Mortgage Rates Higher and What the Peace Framework Is Doing to Them Now

Why the Iran Conflict Pushed Mortgage Rates Higher and What the Peace Framework Is Doing to Them Now

Mauricio Perez
Published on: 07/07/2026

Oil routes reopen and rates ease from peak. Mauricio Perez explains the chain reaction behind rates.

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New Credit Scoring Models Are Changing Mortgage Qualification and Here Is What Buyers Need to Know

New Credit Scoring Models Are Changing Mortgage Qualification and Here Is What Buyers Need to Know

Mauricio Perez
Published on: 07/07/2026

VantageScore 4.0 counts rent and utility payments. Mauricio Perez explains who benefits and by how much.

mortgage
Second Lien Borrowing Just Hit an 18 Year High and Here Is Why Homeowners Are Skipping the Refi

Second Lien Borrowing Just Hit an 18 Year High and Here Is Why Homeowners Are Skipping the Refi

Mauricio Perez
Published on: 07/07/2026

Keep your low rate, tap equity with a HELOC. Mauricio Perez explains why second liens are surging now.

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First-Time Buyers Have More Power in Today's Market Than Most People Realize

First-Time Buyers Have More Power in Today's Market Than Most People Realize

Mauricio Perez
Published on: 15/04/2026

Inventory is up, homes are sitting longer, and sellers are making concessions. Mauricio Perez breaks down three tools first-time buyers can stack together right now to get deals that were not possible two or three years ago.

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